New Delhi, India
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Happy Family Floater

Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Family includes self, spouse, children, parents and parent-in-laws

Synopsis

Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Family includes self, spouse, children, parents and parent-in-laws

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Highlight :

Mediclaim insurance cover for treatment against illnesses

Also Covers for accidental injuries and surgery requirement

No medical tests required up to 60 Years of Age

Cash allowance for the days admitted

Attendance allowance if a child between 3 months to 10 years is admitted

Add on option of Personal accident for self and dependents

Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit :

Room Rent Limit

1% for Silver and Gold Plan & For Diamond Plan: Rs.10,000 + 0.5% of the Sum Insured

ICU Daily Rent Limit

2% for Silver and Gold Plan & For Diamond Plan Rs.20,000 + 1% of the Sum Insured

Pre-Hospitalization Expenses

30 days

Post Hospitalization Expenses

60 days

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

Yes

Pre-Existing Disease / Illness coverage

After 48 months

Waiting Period for New Policy

30 days

Co-Payment

10% Co Pay under Silver plan

Ambulance Expenses

Up to 1000 per illness, max 1% or 3000

Donor Expenses

Yes

Nursing Allowance

Silver:-1 % of the SumInsured per day Gold:-1 % of the SumInsured per day Diamond-Rs.10,000 + 0.5% of theSum Insured above Rs.10lacs, per day