Health Insurance

Medicare Floater

Policy that that provides comprehensive health coverage.

Synopsis

Policy that that provides comprehensive health coverage.

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Highlight :


Range of benefits: Indemnity based health insurance cover with range of benefits without any sub-limit unless otherwise mentioned.

4000+ networked hospitals across India.

Lifelong renewal

Sum Insured Restore Benefit

Consumables Benefit

Cumulative bonus

Tax Benefit under section 80 D of Income tax act.

Avail cashless facility in across 3500 quality hospitals.

Benefit :


Room Rent Limit

Covered

ICU Daily Rent Limit

Covered

Pre-Hospitalization Expenses

30 days

Post Hospitalization Expenses

60 days

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

Covered

Automatic Restoration of Sum Insured

Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.

Pre-Existing Disease / Illness coverage

Covered after 48 months of continuous coverage have elapsed.

Waiting Period for New Policy

30 days

Co-Payment

10% of the admissible claim if room category is higher than shared accomodation.

Medical Screening

Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured.

Free Health Checkup

At the end of a block of every continuous four claim free years, upto 1%of Sum Insured will be paid.

Ambulance Expenses

Covered

Non-Allopathic Treatments

Covered

Donor Expenses

The Medical and surgical Expenses of the organ donor for harvesting the organ where an insured person is the recipient.

No Claim Bonus

Medicare:-50% Bonus accumulating upt 100% Medicare Premier:-50% Bonus accumulating upt 100% Medicare Protect:10% accumulating upt 100%